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    How we score.

    Full methodology, weight cards, regulator test definitions, and audit log are being prepared. For now, this is the executive summary.

    BFSI Fit Score with Reg Posture (50) and Market Strength (50)

    Two halves of equal weight. Regulatory fit is necessary but not sufficient. Market strength without regulatory cover is a buyer absorbing audit risk.

    Regulatory Posture / 50
    • • Regulatory Fit (30) — aggregate clearance across 8 regulators
    • • India Data Residency (20) — default vs configurable vs none
    BFSI Market Strength / 50
    • • BFSI Adoption (15)
    • • India Channel Maturity (12)
    • • Implementation Reality (10)
    • • Peer Reviews (7)
    • • Vendor Stability (6)

    Quadrant assignment

    • Champion — Reg ≥ 25 and Market ≥ 25
    • Compliance-First Innovator — Reg ≥ 25 and Market < 25
    • Market Standard — Reg < 25 and Market ≥ 25
    • Emerging Watch — Reg < 25 and Market < 25

    Full methodology, regulator test rubrics, evidence sources, and the audit-log per product are coming soon. Want early access? Talk to a TechBag specialist.